Boating Affordability Article from Spicer's Boat CityPerhaps you’ve gazed out on the lake from the beach or the dock at all the happy boaters, and wondered about the logistics involved in acquiring a boat of your own. If this describes you, then you might be interested to know that buying a boat can be much more affordable and simple than it might seem. At Spicer's Boat City of Houghton Lake, Michigan, we not only carry a large selection of hundreds of boats, both new and used, in many styles, but we also have the experienced staff and financial resources to help you find the boat of your dreams and get on the water as soon as possible. Don’t spend another summer moored to the shore!

Financing

Financing a boat, for those of us without the ready cash to plunk down at the register, is a great option that’s far more affordable than you may think. While car financing generally involves higher interest rates with shorter terms for paying the loan off, boat financing allows you to lock in a low interest rate for a much longer length of time. Due to their longevity, boats are a good risk for banks to take, which means that you’re offered lower payments when you finance for a boat.

If you need help figuring out your financing options, come down to our dealership to talk to one of our three staff members experienced in boat financing. Our financiers work with the very best institutions and are highly knowledgeable in all the rigors of boat financing, so they can help you get an excellent deal in no time.

Maintenance

Boat maintenance is also not as difficult as you might think. You’ll need to winterize your boat at the end of the season, have the oil changed and find a place to store it, and that’s about it. Spicer’s has developed a VIP Maintenance program which includes these costs in your financing for only a few dollars extra per payment. Adding on an extended service agreement protects you from the costs of expensive repairs that might be necessary down the road. This saves you a headache later on, knowing that anything that could go wrong will be taken care of at no additional cost to you, since it’s included as part of your monthly payment plan.

Insurance

As with any investment, you’ll want to protect your boat purchase. Fortunately, when compared to your car or truck, boat insurance is much less expensive, costing as little as $200 per year for a new boat. Protect your investment and your marine future by insuring your boat.

Towing

Any new fiberglass boat bought at Spicer’s comes with its own trailer, saving you the need to buy your own. While our pontoon boats do not come with trailers, we will deliver your pontoon to you for free and loan out trailers to allow you to store or winterize your boat with us. These are just a few benefits of the Spicer Advantage program we offer to our customers.

Storage

If you want to avoid the hassle of finding storage for your boat, Spicer’s is here to help. At the end of the boating season, we can come pick up your boat, winterize it, store it and return it to you in the spring for very reasonable rates. If you’d rather store your boat on your own property, we can shrink-wrap it to protect it from the elements. There are plenty of boat storage options that are both affordable and simple, so don’t worry about this aspect of boat ownership.

In summary, boating is more affordable than you may think. Spicer’s has experienced staff to guide you through your purchase and protect your budget and investment through VIP Maintenance, extended service agreements, and our free Spicer Advantage program. Spicer’s Boat City serves the whole of Michigan, including the cities of Bay City, Flint and Detroit, Michigan, with our convenient Houghton Lake location. See you on the water!